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JTB Associates, LLC is a licensed certified public accounting and business consulting advisory firm. We recently acquired a leasing company and several funding sources, (now known as JTB Capital) in order to bring additional assistance to our clients where they need it most, raising business capital!

Our firm not only assists clients with accounting, payroll, bookkeeping, but we also provide funding solutions for your company.

JTB Capital was established with the mission of offering small businesses access to fairly priced loans.

Many businesses, no matter how well they are run, can not qualify for the traditional bank loans due to personal credit issues, too few years in business and or limited cash reserves. When a capital need strikes, they face few smart alternatives to the bank and owner must turn to family money, personal loans, or even factoring firms that may charge astromonical rates.

JTB Capital bridges this gap by providing funding alternatives, thus overcoming the supposed unsurmountable task of getting business loans, especially during tough economic times.

To learn more about JTB Associates, to speak to a JTB Funding Advisor, and better understand our unique approach, please contact us.
1-800-450-1652.


CPA Services Summary

• Corporate Taxes • Bookkeeping, Financial Statements • Payroll

Funding Solutions Summary

SBA Financing - 2.75% Interest Rate- start ups OK, from $150,000

Cash Flow Financing to $100,000 per location

• Up to $100,000 per location. • No collateral required. • Fast Cash - Funds are usually available within 48 hours. • Fair, affordable rates • Available to businesses that have difficulty qualifying for a bank loan.

Merchant Advance up to $250,000 per location

• Your approval chances are MUCH HIGHER as compared to other sources of funding. • No collateral required. • Fast Cash - Funds are usually available within 72 hours. • No fixed payment amount. • No fixed payment schedule. • Repayment is made through a small % of your future credit card payment receipts. • As you pay back your initial advance more cash becomes available for additional advances. • No traditional personal guarantee required. • The cash you receive is not reported to any credit agencies. • Approval is not conditional upon high credit score. • Bankruptcy, Liens, Foreclosures? No problem!

Leasing Programs

• Equipment Financing • Medical Equipment Leasing • Acquisition Financing (MD's Only) • Commercial Auto and Truck Leasing • Municipality Leasing • Sale and Lease-back Programs • Asset Backed Financing • Commercial Real Estate financing • Revolving Credit Lines (MD's Only) • Start-Up Programs

Vendor Programs; We will sell your product for you!!

• OFFER an IN-HOUSE LEASE/FINANCE PROGRAM Details • 100% financing allows you to include initial maintenance/service contracts, freight, installation and other up front costs • Simplified one page application for up to $75,000 ($150,000 medical professionals) • Conventional lease payments are tax deductible operation expenses • The equipment is the only collateral pledged, not your home or other valuable assets. • Leasing opens up an additional line of credit Vs. tying up your existing lines or depleting your cash • Off balance sheet lease payments do not jeopardize customers' compliance on existing credit lines • You receive payment in full for your products/services within 48 hours of your customers' verbal acceptance

Private Placement Memorandom the money yourself through a private securities offering! We’ll show you how! Be included in the investor’s circles.


To learn more about JTB Associates, to speak to client references or to understand our unique approach, please contact us.