Unsecured Loans

At JTB Associates, LLC, we offer unsecured loans to businesses in operation at least 6 months.

We have a straight forward and simple process, offering flexibility, (we do almost any deal in the industry) and support, (we have dedicated relationship managers to close deals).

Below are some examples of flexible solutions from past clients.

Unsecured Bridge ACH Product

• Credit Builder - ACH Bank Only Product; Term 2 - 4 months

• Gold ACH Bank Only Product, Term 3- 6 months;

• Platinum ACH Bank Only Product; Term 12 months;

• No minimum or maximum loan amount;

• Approval Amounts - 1st round, 15 - 30% on 3 mths average deposits

• Approval Amounts - 2nd round, 50% of average deposits

• Approval Amounts - 5x average deposits; depending on pricing choice

• Payment Structure - ACH daily remittances to 8 to 10% holdback of daily deposits

• Payment amounts - not fixed, and are withdrawn daily; (based on deposit amount, we're flexible

CASE STUDY - TEXAS CONSTRUCTION COMPANY

One of JTB's rapidly growing client came to us at a crucial time when they were heading into their peak season and needed financing for several contract projects and bids. Due to the need for cash on an immediate basis, most banks and lenders were unable or uninterested in working with them. Company was generating $1MM month revenue (based on bank deposits) but needed $500K in 3 months. Due to the company's strong credit history and management team, we were able to tailor a solution that provided 3 increments of $150K every 5 weeks. This ensured that they could finish their work projects, acquire new contracts, and retain key staff to complete work. As a result, the construction company was able to generate an additional $5MM revenue during those peak months and increased its monthly revenue from $1MM to $1.4MM.

To find out how we can assist your business,please contact us at 312-725-6294.